Between managing retirement, paying bills, handling credit cards, saving for things in life you want and more, managing your financial life can get difficult. Due to this, I am often looking for ways to make managing my financial life easier since at times handling everything can seem so hectic and stressful. http://www.makingsenseofcents.com/2015/01/how-to-manage-your-finances-effectively.html
A financial plan is important, but very few of us have one. It's because we think that we need to meet with a financial planner to get one and who has the time or the money to pay someone for a "plan?"