Well you can stress out trying to find a way to make the minimum payments every month or you can get them to pay you. The facts are simple; you will never pay off credit card debt while making minimum payments!
I'm sure you already know that information publishing is big business, that it's a growing market and if you get it right you can make incredible profits. However 90% of ebook authors will never make it. If you believe the hype surrounding information publishing I'm sure half the planet would be millionaires by now - but they're not, and only a limited number of people who create ebooks will ever make those massive profits you read about. http://jvz7.com/c/20162/118335