If you live in the US, taking care of your credit score should be one of your priorities. If you want to have the life you want, you must improve your credit. Even if your credit score is poor, there are ways to improve your credit over the time. There is no magic pill, but these 7 simple steps guide you on your way. It may take time, but it is totally worth it. http://www.financiallywiseonheels.com/improve-your-credit-with-7-simple-steps-infographic/
Going through the process of filing bankruptcy can be a difficult time and even after the bankruptcy filing is over. There are many things to think about after the bankruptcy process and starting over can be a bit scary to not get back in debt again.