Have you covered every contingency? It may seem like a lot, but there are 6 different types of insurance policies you should have as a part of your financial plan. Here's why - Living on Fifty http://www.retiredby40blog.com/2016/07/11/9-different-types-of-insurance-policies-part-financial-plan/
In the case of major accidents or incidents on your property, you might find you need a whole lot more than what your home insurance policy can offer. The post How an Umbrella Insurance Policy Could Save You From Financial Ruin appeared first on Real Estate News and Advice - realtor.com.
Why You Need Umbrella Insurance - The potential damage to your personal finances after getting sued, even if you win the case, can be devastating. Often times, your insurance company will settle a case for you, but you could quickly find your rates rising or your coverage being canceled altogether. One way to protect yourself from a potential lawsuit swamping your liability coverages on your insurance policies and reaching into your own pockets for the rest is to purchase umbrella insurance.
Lawsuit claims high levels of arsenic found in some California-made wines - CBS News ... the article also mentioned apple juice and rice, I have no personal knowledge of any of this, but I think it's worth looking into
Umbrella Insurance Umbrella Policy Umbrella Insurance provides exactly the type of coverage that it sounds like it would; it provides an umbrella for you to stand under. Liability issues are everywhere and you never know what could cause someone to present you with a lawsuit. Basically, Umbrella Insurance policies protect you from liability issues that go beyond the liability limits of standard insurance policies, such as your homeowner’s insurance, car insurance, etc…