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Spirit Message of the Moment – Celebrate Summer Solstice

wordsfromseilie: “I stepped through one veil and into another Where I found, amongst all the others, The luminous child I thought I had left behind. The invisible adult, I hid behind trees and peeked...

Lender's origination fee Also called an underwriting, administrative or processing fee, it can run you $2,000 to $3,000. Solution: Compare origination fees from several lenders, but exclude fees the lender doesn't control, such as payments for settlement services, taxes and escrowed funds.

Personal loans for home improvement purposes have an appealing simplicity. Depending on your lender and their approval process, you can have funds fairly quickly. You may pay an origination fee (up to 5% or 6% of your loan), but you won’t have most of the closing costs and fees associated with home equity loans.

What is an Origination Fee? An origination fee (usually a percentage of the loan) is a fee to provide services associated with the home loan process.

Written by Bob Hunt Not long ago we wrote about the increasingly popular PACE (Property Assessed Clean Energy) loans that can be used to finance a variety of energy-saving home improvements. One reason these loans are popular is that they do not require conventional income and credit qualifications. Moreover, loan costs and origination fees are […]

Trulia Voices - The short answer is "YES! And you should!" As long as you apply within a thirty day timeframe, you can apply for multiple lenders and have it count as ONE total inquiry on your credit report, under Federal law. The regulation is designed so you can shop for the best deal. But compare origination fees, as well as interest rates. If you pay a higher origination fee or points up front, you may get a lower rate, but if your circumstances show you may need to relocate or move in a…

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Watch out for personal loan origination fees. The interest rate alone doesn't necessarily tell the whole story about what you owe.