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The cost basis of any investment is the original value of an asset adjusted for stock splits, dividends and capital distributions. It is used to calculate the capital gain or loss on an investment for tax purposes. At the most basic level, the cost basis of an investment is just the total amount invested into the company plus any commissions involved in the purchase.

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Private mortgage insurance is a form of insurance new homeowners are required to purchase. This often comes into play when the down payment is 20 percent or less of the property's valued price or sale price. The main reason for private mortgage insurance is to protect lenders in the case the new homeowner defaults on their home loan.

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Blog Post - Many homeowners are confused about the difference between private mortgage insurance and mortgage protection insurance. The two are very different – and it’s important to understand the distinction between them. SFG The Pritchett Agency.http://bit.ly/1UBEIYj‪#‎SFGPritchettAgency‬ ‪#‎Success‬ ‪#‎SFGLife‬, ‪#‎Insurance‬ ‪#‎Annuity‬ ‪#‎MortgageProtection‬ ‪#‎Retirement‬

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