Mobile home or manufactured home insurance covers your mobile home, any detached structures on your property, such as a carport or garage, your personal belongings, living expenses if your home is seriously damaged by a covered loss, injuries that might occur on your property (up to the limits you choose on your mobile home insurance policy). Mobile homes, manufactured homes, and modular homes are all eligible for coverage under a mobile home insurance policy.
Insuring manufactured homes and mobile homes has been at the heart of American Modern’s insurance business for nearly 50 years. Back in the day, a division of our company provided consumer financing for the fast-growing mobile home market, and for a time we even were a manufacturer and one of the first double-wide builders. Today, …
6 Important Insurance Considerations for Manufactured Homes - If you are building your own manufactured home, modular home or prefabricated home, here are 6 things you need to check before you choose an insurance company.
Many companies, including specialists, provide coverage for mobile/manufactured homes by modifying a conventional homeowner policy with provisions called endorsements. The endorsements change key definitions and other elements of a conventional policy to fit a mobile or manufactured home situation. Check here for more detail on insuring mobile or manufactured homes in South Carolina.