Financial expert Nicole Lapin zeroes in on the easy ways smart women dig themselves into debt. Trust her: She's been there. Throughout her early twenties, Nicole Lapin, 30, used the "smile and nod" strategy when the topic of finance came up—until a boyfriend broke up with her because she didn't share his interest in business. Lapin resolved to get money-smart and just a few years later was hired as an anchor at the business network CNBC. "I learned the language of finance, and now I speak it…
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