Go grab your Etsy banners free templates directly from http://richmombusiness.com/veb (totally free) plus I have a video tutorial to help you customize them further. X0X0 Renae.
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Derral Eves explains how to create a custom banner for a YouTube channel and give free templates to make creating a banner image much easier. How to Customize Your YouTube One Channel Banner 2013 - Free Templates
Miss Lovie: DIY Fabric Heart Fall Bunting with Free Template