It’s difficult to get exact answers to this important question. Every expert, credit bureau, and loan officer has a different opinion as to where threshold between good and poor credit lies. In addition, “good” can be a relative term.
FICO Score High Achievers Share Common Habits - This is a major key to financial success and freedom; a high FICO score - Work your butt off to achieve it - Your credit will follow you all the days of your life!
My favorite ways to fix your credit score fast plus the full list of 21 steps I used to add 140 points to my FICO score. Get the credit you deserve by increasing your credit score and at rates you can afford.
How To Remove Credit Inquiries from Your Credit Reports
If you’re repairing your credit, once you’ve tackled the most pressing problems with your credit reports through debt validation, you may need to turn your attention to credit inquiries. Though they carry far less weight than late payments or collections, for example, credit inquiries can count against your credit score.