Renters' insurance provides most of the benefits of homeowners' insurance.It provides liability insurance but does not include coverage for the dwelling, except any small alterations made by the tenant.The tenant is required to buy the insurance and maintain the database of all the insurance related documents for the owner to use to ensure coverage for the unit.
Even if you're living in a short-term rental, renter's insurance will help replace your belongings should they be lost, stolen, or damaged. Learn more reasons why Renter's Insurance is an important investment. https://www.thestar.com/life/homes/2011/08/16/do_renters_need_insurance.html#utm_sguid=158677,0d5672e9-19c9-29fb-b2f2-1b8835abd90d
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