Your credit history can have an impact on many things in your life including your job, home, and insurance. Those with little to no credit can find the process of building credit daunting. However, it is vital to ensuring your future. Here are some basic steps anyone can take to build their credit score.
If you’re repairing your credit, once you’ve tackled the most pressing problems with your credit reports through debt validation, you may need to turn your attention to credit inquiries. Though they carry far less weight than late payments or collections, for example, credit inquiries can count against your credit score.