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Your credit history can have an impact on many things in your life including your job, home, and insurance. Those with little to no credit can find the process of building credit daunting. However, it is vital to ensuring your future. Here are some basic steps anyone can take to build their credit score.

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from Wallet Hacks

How to Establish Credit History (from Scratch

The mechanics of establishing credit is simple – have one line of credit open for at least six months. The hard part is getting that first line! First, check your credit reports. You might have an established credit history but it’s just not long enough. Use Annualcreditreport.com to get your report from Equifax, Experian, and …

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from The Penny Hoarder

No Credit History? No Problem. Here Are 6 Ways to Build Your Credit From Scratch

Looking for some extra cash? Look no further than the digital photos on your hard drive. Turn those photos into cash by selling them on microstock websites.

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from Money Talks News

8 Little-Known Ways to Raise Your Credit Score

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10 Free Genealogy Sites Please note: StoryWorth (#8 on the graphic below) is only free for the first month. It's included because it is such a unique and helpful service, and because they do not ask for a credit card to be placed on file to take advantage of the free time.

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from eHow

How to Buy Foreclosed Homes With No Money Down & No Credit

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