How to Use Credit Cards the Right Way? Credit cards have long been heralded as the Lord Voldemort of the personal finance community. They seem to be often viewed as one of the worst things you can do when it comes to financial stability and integrity. http://everythingfinanceblog.com/use-credit-cards-responsibly.html
By putting down a cash deposit with a credit card company, you can secure a line of "credit" that gets reported to the major credit reporting agencies. Utilize the card to your best advantage and it's pretty much guaranteed to help improve your credit score.