Lenders who offer the Back to Work program only accept borrowers who have satisfactory credit for at least 12 months. Credit histories with late housing, installment debt payments, delinquency and other derogatory credit issues are not accepted in the program.
Borrower thinks that after surrendering their home in a short sale, they have to wait for several years to purchase another home. With Back to Work program, buying a home after a short sale is no longer as difficult as it used to be.
Jerry Uelsmann. Forty years ago, Jerry Uelsmann was an avant-garde photographer, using multiple negatives in a darkroom to create a single print that juxtaposed images in a strange, surreal way. Manipulating an image was considered heresy by some photography purists back then. Today Uelsmann is the traditionalist, continuing to use multiple enlargers in a darkroom rather than computer programs such as Photoshop for his ravashing works.