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Regular readers of this column will know I have been away in Africa with World Vision for a couple of weeks finding out how microfinance loans can help break cycles of poverty.

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Mowing the lawns in the holidays was 10 bucks. Giving the car a scrub at the weekends, about half that. A paper round in the afternoons netted just enough for an I-remember-when $5 movie ticket. And selling drugs at lunchtime?

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Housing has become a battle between old and young, a new report says....

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